What it costs to have a baby in the Netherlands
Buying everything new for a first baby in the Netherlands comes to roughly €2,513 on Paperbump's own estimates, and roughly €1,478 if you buy second-hand wherever second-hand is sensible — about 41% less. Pregnancy and maternity care itself is covered by Dutch basic insurance and does not come out of your excess (eigen risico). Checked 20 September 2026.
General information, not financial advice; prices are estimates.
- Everything new
- about €2,513
- Second-hand where sensible
- about €1,478 — 41% less
- Things counted
- 24
- Last checked
- 20 September 2026
Where the money actually goes
Most of the total sits in a handful of items. The rest barely moves it.
What you do not pay for
Midwife care, the dating scan, the 13-week scan and the 20-week scan are covered by basic Dutch health insurance, and pregnancy care does not come out of your excess (eigen risico). Maternity care at home (kraamzorg) is covered apart from a small contribution per hour. Scans you book yourself, such as an early scan or a 3D one, you pay for.
Where these figures come from
Paperbump's own estimate of what each thing costs in the Netherlands, not a quote and not a price anyone is offering you. Each range is pitched at a well-reviewed mainstream version — not the cheapest on the shelf and not the top of the market — and was set in September 2026 from prices listed by the main baby retailers in the Netherlands as they appeared in search results. Nobody paid to be on this list, and no shop page was opened to set a figure, so treat every range as an order of magnitude rather than a price tag. Your own figure always wins, and the moment you type one it replaces ours in the chart.
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