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Decide public or private, and find out what your cover pays

For an eligible person a public birth is close to free; the fees are set per day in the ward. For a non-eligible person the public obstetric package is a flat HK$74,000 if you booked and had your antenatal checks with the hospital, and HK$130,000 if you turn up unbooked. Checked against ha.org.hk on 21 September 2026.

Who it applies to
Everyone having a baby in Hong Kong
On your timeline
Paperbump schedules this usually between week 9 and week 12 of the pregnancy
Official source
ha.org.hk
Last checked
21 September 2026

What else to know

Private hospitals sell delivery packages from about HK$20,000 for two nights, but the doctor's and anaesthetist's fees come on top and the realistic total for a normal delivery in a semi-private room is around HK$100,000, more for a caesarean. Read your employer's medical plan before choosing: many cap maternity at a figure that covers the public route and not the private one, and stand-alone maternity cover has waiting periods that rule out a pregnancy already under way.

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