Add the baby to your health insurance
Your baby is not insured automatically: you have to register them. Do it within 4 months of the birth and the cover runs from the day they were born. Checked against rijksoverheid.nl on 22 September 2026.
- Who it applies to
- Everyone having a baby in the Netherlands
- On your timeline
- Paperbump schedules this within 4 months of the birth
- Official source
- rijksoverheid.nl
- Last checked
- 22 September 2026
What else to know
Register later and cover only starts from the day you register, leaving you to pay anything spent before that. Children under 18 cost no premium and have no own-risk excess, and you may register the baby with any insurer, not only your own.
Before you contact them
Who you need Your own health insurer
What to ask
- What do you need from me to add the baby?
- From which date will the cover run?
- Does the baby go on my policy or need one of their own?
- Will anything change on my premium?
What happens next Register in time and the cover runs from the day the baby was born.
Work out your own dates — free, nothing is sent to us